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Forum Assembly: The Chief Propagandist

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Author: Ryan Price | Student, Living Education – Charlotte, 2021-22

Estimated Reading Time: 3 min.

Mr. Paul Kearns, LCG’s area pastor for New Zealand and Vanuatu, is a university graduate who majored in World War II history and early Christian history.

For his forum, he told the students that there is a crisis that affects almost every issue today: We don’t know who to trust anymore. Truth is scarce since everyone has their own agenda. Mr. Kearns explained that Satan is responsible for this confusion and showed the students that this has been a strategy of his since the very beginning.

The Greatest Deception

The beginning of this crisis can be found in Genesis 3:1-5. Mr. Kearns broke down this account and showed the cunning methods Satan used and still uses to deceive mankind. Satan started by sowing the seed of doubt in Eve’s mind (v. 1). Then, he used a half-truth—Satan knew that Adam and Eve would not die instantly upon taking the fruit, yet neglected to mention the eternal death penalty that comes with sin (vv. 2-4). Finally, he slandered the source of the truth, God Himself (v. 5).

All of this is very familiar to us; we can see it occur daily amongst our politicians, news outlets, and nations. However, this muddling of the truth is not where Satan stops.

Propaganda: One of the Devil’s Greatest Tools

The Bible and history are full of examples of Satan’s use of propaganda. He doesn’t want just to obscure the truth, but to replace it with his false narrative. Today, propaganda is everywhere, and it can affect us. So, how can we recognize propaganda? 

Mr. Kearns explained that to recognize a source of information as propaganda, we must look at the agenda of that source. Why is it giving out that information? He then pointed to the story of Absalom’s rebellion recorded in 2 Samuel 15:1-6, explaining that Absalom believed he was justified in his actions and that his agenda reflected that. He went to the city gates—the social and informational hub of the day—and befriended the people. Then, he sold the people his idea. Absalom also planted the seeds of doubt in Israel by slandering David and elevating himself. Mr. Kearns explained that this was Satan-influenced and pointed out the parallels between this account and the account in Genesis 3. In Matthew 11:19, we find that the Pharisees spread propaganda against Jesus Christ. What was their agenda? They saw that Christ was performing many signs and wonders and sought to destroy and discredit Him to preserve their own prestige.

The Power of Propaganda

Mr. Kearns turned the students’ attention to Nazi Germany for an example of how powerful propaganda can be. Joseph Goebbels was Germany’s minister of “public enlightenment.” He promoted the agenda that the Aryan people were the master race. However, the Jews were considered enemies to the Aryans. Therefore, the Nazi agenda was to destroy the Jews. Goebbels utilized many half-truths to paint the Jews in political office and other positions as trying to destroy German society. He used this narrative to dehumanize them, and his efforts resulted in the Holocaust.

From Matthew 24:9, we can see that we will be hated by all nations for Christ’s sake. Mr. Kearns explained that this will likely happen through propaganda, just as it did in Nazi Germany. Matthew 24 also warns us that many false christs will arise in the end times, and these will even try to deceive the elect (vv. 23-24). Mr. Kearns warned the students that we all need to be alert, recognizing Satan’s propaganda and holding fast to God’s word as the one source of untainted truth.

Assembly Summary: The What and Why of Your Choices

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Author: Yolanda Watt | Student, Living Education – Charlotte, 2021-22

Estimated Reading Time: 3 min.

Mr. Strain began his Assembly lecture by taking a trip down memory lane to when he was in grade school.

When he was taught reading comprehension, he learned about the “five Ws and an H”—what, why, who, where, when, and how. If we are able to answer those questions, he said, then we understand what we have read. Mr. Strain proposed that these questions are of value when we are analyzing our life choices as well. For the purpose of his lecture, he only discussed two out of the six: what and why.

We have choices to make

Mr. Strain used the example of a man who was working for a company and decided that he no longer wanted to work there anymore, but instead to start his own business. If he was to do so, this man had to know what he wanted to do and why he wanted to do it. Mr. Strain then asked the students why they had chosen to attend Living Education. He mentioned that we had made a choice to devote this year to learning and immersing ourselves into God’s way of life. Mr. Strain challenged the students to think about what we do as Living Education students and why we do these things. He acknowledged that some things are decided for us, like participating in activities and living at the dorms with other students. These things are by design, for the students to learn and build stronger bonds. However, we also have choices that we make, for which we will have to give an account. Mr. Strain contrasted Living Education and Ambassador College with secular colleges, which often do not care about what students do with their time. Like Ambassador College, Living Education has been designed to teach its students principles that will guide us for the rest of our lives.

Dangerous comfort?

Mr. Strain encouraged the students to get out of the “danger zone” of our comfort zone. He gave the example of when he was a student at Ambassador College and was advised to join the chorale. He learned something new in the process of getting out of his comfort zone, and it helped him to become a more balanced person. 

Mr. Strain advised the students to think about what we are doing and why we are doing it whenever we make decisions. We need to tie our decisions to our overall purpose of being in God’s Kingdom. An example of that would be doing the Work of God. In order to accomplish the Work, we have to consider what we are doing and why we are doing it, keeping our minds on the overall purpose of getting the Work done. There are some things that are beyond our control—for example, when we are hired for a job, we could expect that we would have a supervisor determining what time the work begins and when it ends. But life should not only happen because someone else schedules it for us. 

Know why you’re doing what your doing

Mr. Strain added that not everything we do needs to have a deep spiritual meaning to it. We may choose to relax and watch television for a while, or listen to music—however, we need to balance our lives. In whatever we strive to do, we must understand what is being done and the purpose of doing such a task, especially if we are to make it into God’s Family.

Forum Summary: Thinking about History

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Author: Ryan Price | Student, Living Education – Charlotte, 2021-22

Estimated Reading Time: 4 min.

Mr. Mark Sandor, pastor and former social studies teacher, began his forum address by asking the LivingEd students a question—why is history important?

His goal was to answer that question and to show the students how they can properly navigate the complexities of history.

Why Is History Important?

One of the reasons the topic of history is important to us in God’s Church is because it contains numerous examples of God’s hand in world affairs. Mr. Sandor made this point by referring to the book Undaunted Courage by Stephen E. Ambrose. The book covers the adventures of Lewis and Clark in their expedition across the western territory of the United States after the Louisiana Purchase. Many times, the expedition would have ended in disaster if not for what secular scholars deem “coincidences.” However, we in God’s Church can see that these seeming coincidences were God’s hand using imperfect human beings to guide a nation.

History also provides case studies in human behavior, showing us the cause and effect of the actions and choices made by those who came before us. Observing the lives of others can reinforce what we know and teach us examples of both what we should and what we should not do. Mr. Sandor used Abraham Lincoln as an example, who, despite not being called, understood the basic teachings of the Bible and used them to lead America through the Civil War.

Things to Keep in Mind

However, there are a few questions we should keep in mind while reading history. First, we should determine the author’s background and point of view. Mr. Sandor brought up Herodotus, “the Father of History,” as an example. He often wrote about the wars between the Greeks and the Persians. Being Greek, he portrayed the Greeks as stalwart heroes and the Persians as despicable villains. Every historian has their biases, and as we read history, we should remain aware of this.

Another thing to consider, although this applies more to ancient historians, is who the historian was sponsored by. A sponsor was often necessary to be able to afford the time it took to write in ancient times. This sponsor held much influence on what was recorded and often ensured that they would be portrayed in a positive light.

A third thing to consider is the author’s source. Mr. Sandor used the example of George McClellan, a general in the Union Army who was a bitter rival of Abraham Lincoln. He served under Lincoln in the Civil War and after a serious military blunder was replaced by a different general. McClellan went on to run against Lincoln for office and publicly insulted his appearance and name. However, Mr. Sandor read a book painting McClellan as a “God-fearing, good man.” Checking the source, he found that it was exclusively what McClellan wrote about himself! Often the subject of a story is painted as a hero, but the facts of history may not show them in such a noble light. It is nearly impossible to record every aspect of one’s life. In writing history, you have to choose a place to start and a place to end. So, whether by choice or necessity, things are often left out of historical accounts.

How Does God Tell History?

We can determine how to properly study history by looking at how God records it. One of the aspects of history revealed by the Bible is that there is more than one way to accurately tell a story. Mr. Sandor referenced the four gospels as an example of this.

Another thing we can see is that sometimes God leaves things out to get a point across. He tells us what we need to know, but doesn’t necessarily give us everything. Mr. Sandor used the dispute between the Archangel Michael and the devil about the body of Moses in Jude 1:8-9 as an example of this. This event is recorded nowhere else in Scripture, and while it would be very interesting to learn more about it, the spiritual lesson is what’s important in this account.

A third lesson we learn is that God focuses on the big picture and the legacies people leave behind. We can see this throughout the Bible. For instance, Mr. Sandor compared King David and King Ahab. Both men coveted something belonging to their servant, leading to the death of that servant, and repented. But, while they both went through a similar situation, one wouldn’t consider these men as equals based on their greater legacy. This same principle applies to historical figures outside the Bible. Focusing on the big picture gives us a greater view of the impact people and events have had on history.

This is the challenge of history: We must seek multiple sources on a subject, note the differences between them, and consider how the sources may reveal the full picture when examined together. By meeting this challenge, we can get the most out of studying history.

Assembly Summary: Let no man despise your youth

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Author: Yolanda Watt | Student, Living Education – Charlotte, 2021-22

Estimated Reading Time: 3 min.

Mr. Frank opened the assembly by showing us an old photo from his time in Ambassador College when he traveled to Israel to participate in an archaeological dig.

He made the connection that a person’s youth passes by quite quickly and the older generation must pass their wisdom to the younger. The lecture was geared towards biblical instructions guiding the youth of Living Education and was largely based on 1 Timothy 4:12.

            Mr. Frank mentioned that the letters of 1 Timothy and Titus were written during the time of Paul’s evangelistic work while under house arrest in Rome. Paul placed Timothy as pastor of the church in Ephesus and Titus in Crete. During his final imprisonment, Paul wrote a second letter to Timothy, requesting a visit from his young protégé. Paul wrote both letters to help Timothy in his pastoral duties. 

            Mr. Frank explained Paul’s admonition to Timothy to not let anyone despise his youth, in word, conversation, charity, spirit, faith, and purity. Paul also charged the church that they should not despise Timothy (1 Corinthians 16:10-11). As Mr. Frank described, at the time of the early Church it was culturally unusual for someone under the age of thirty to be considered a leader, and certainly many of the other leaders at that time would have been older than Timothy. Paul charged Timothy to live an exemplary life so that no one could find fault in him. Mr. Frank stated that this does not imply that Timothy was careless in his prior behavior, but rather that Paul was encouraging him to continue being the good model that he already was. A young leader should take care not to commit youthful foolishness or sinfulness which would give reason for people to discredit him. 

            Youth should not be a time for sowing wild oats, for this is not the Christian way. Mr. Frank admonished us to flee youthful lusts and to remember to seek the Creator while we are still young. Once we graduate, no matter where we go, the brethren will view us as graduates of the Living Education program and we will be expected to behave accordingly. There are six areas Paul tells Timothy to consider—Mr. Frank expounded on these areas, which we too can think about in order to set a good example to other people in the Church, both young and old. 

Let no one despise you in… 

  • Word – The Greek word logos, which means “divine word,” in this context can be translated as “correct doctrine.” It is essentially a warning against idle talk. We need to be extremely mindful of what we say, especially among Church members.
  • Conversation – The definition of the Greek word translated “conversation” includes behavior, general conduct, and how we speak with others. 
  • Charity – This word is translated from the Greek word agape, meaning “love,” “brotherly love,” or “benevolence.” We are to have godly love for others, whether they treat us well or ill. 
  • Spirit – Translated from the Greek pnévma, this relates to governing one’s passions, as by the Holy Spirit, and being of a mild, meek, forgiving disposition. 
  • Faith – The Greek word pistis describes a state of trust, conviction, fidelity, and unshaken confidence in God, in both good times and bad. The word is also used to describe faithfulness, implying that we should be faithful to our families, our Church, our work, the general public, and—most importantly—God.
  • Purity – Paul cautioned Timothy that his interactions with others should be with purity, not giving into youthful lust. Mr. Frank used this opportunity to issue the same caution to the students and warned us not to engage in such behaviors that could tarnish our reputation. This type of purity is not limited to rejecting the sins of the flesh, but also includes rejecting wrong motives and thoughts.

As Mr. Frank discussed, these are not requirements for pastors only; rather they are meant for all of God’s people. We should consider the lesson given to Timothy and strive to build good habits in our lives, that we may be above reproach and give no man a reason to despise us in our youth.

Forum Summary: Have you fallen in love?

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Author: Ryan Price | Student, Living Education – Charlotte, 2021-22

Estimated Reading Time: 3 min.

Dr. Richard Franz began this week’s forum by asking the Living Education students a question: “Have you fallen in love with learning?”

His goal was to convince the students to enter a lifelong love relationship with education and exercise, which, when combined, can help us all to achieve our full potential.

Why should we love learning?

Through learning, we open up experiences and opportunities. The problem is that there is an ocean of information available to us. It is up to us to choose what to learn, and if we choose wisely, we will increase in knowledge that will help us in life. Life is busy and it seems we don’t have time for anything. However, Dr. Franz noted that according to statistics, Americans spend between 12-13 hours engaging in digital entertainment. Such excessive use of digital media shortens our attention spans, which makes it harder to focus on learning anything. The reality is that we have time to learn if we only spend a little less time having our minds saturated by electronic media.

One of the best ways to learn is to read. Yet attaining knowledge is not the only benefit of reading. Six minutes of reading can reduce our stress levels by 68 percent, which is far more than the stress decrease we experience by listening to music or walking. Dr. Franz challenged the students to read twelve books in a year. He explained that, depending on the size of the books, the students could get through them by reading for just fifteen minutes a day.

While the word education doesn’t appear in our English Bible, that Bible still has a lot to say about education. Solomon wrote that true knowledge—true education—comes from the fear of the Eternal. Jesus Christ taught us that true freedom comes from being educated in God’s truth.

Why should we love exercise?

God told Adam and Eve to tend the Garden of Eden. Even in paradise, there was work to be done! God created us to work. But today we measure our quality of life in terms of comfort and leisure. Sitting is our dominant posture. This has led to the numerous health problems of our society.

However, exercise brings with it many benefits. The body is often recharged after systematic, purposeful exercise. Dr. Franz recommends taking moderate walks often, as walking and hiking are excellent forms of exercise.

But how do exercise and education relate? Dr. Franz explained that through exercising, even if we don’t see the physical results we want, we enhance our ability to learn. Exercise stimulates the production of a neurotransmitter called BDNF, which increases the connectivity of our brains, leading to a clearer head. As Dr. Franz put it, “Exercise creates an environment where the brain is both ready and able to learn.” Aerobic exercise is a vital and fundamental tool for those who wish to reach their full potential. It combats cognitive decline and can improve our brain’s capacity. Dr. Franz compared this with the parable of the talents. While we don’t know how much brainpower God has given us, He has given us the knowledge to be able to increase it.

These all seem like a pretty good reward for a little exercise. However, exercise benefits only for a little while. If we stop exercising, the benefits cease. Consistency is key.

Be a life-long learner

Dr. Franz closed the forum with the hope that he has encouraged the LE students to become “life-long learners, as well as exercise enthusiasts” so that they may live up to the potential that God has given them.

Assembly Summary: Interpersonal Communication

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Author: Yolanda Watt | Student, Living Education – Charlotte, 2021-22

Estimated Reading Time: 3 min.

For his recent assembly message, Mr. Richard Ames talked about the topic of communication.

He informed the students that, in 1978, he started pursuing a master’s degree in communication. He took a class called “Interpersonal Communication,” where he was assigned to improve his interpersonal relationship with one other person. Mr. Ames decided to improve his communication with his wife, to whom he had been married for fourteen years at the time. 

Keys to Improve Interpersonal Communication

Mr. Ames told us to practice biblical principles for loving communication. Ephesians 4:15 admonishes us to speak the truth in love, but too many speak the truth in hate. We should want to edify—build up—the person we are talking to. The entirety of James 3 contrasts biblical communication with what is normal for man. Mr. Ames advised us to pray that God will give us the things that we need to say in love, and he also recommended that we do a word study of Scripture’s use of the words mouth, tongue, lips, and words.

Mr. Ames also said that we should analyze our transactions. Transactional analysis is a psychoanalysis theory and a method of therapy developed by psychiatrist Eric Berne. Some of these transactions are labeled as parent, adult, and child. The parent role is considered an instructional role of communication, the adult role is considered informational, and the child role is considered emotional. 

Eric Berne also wrote about cross-transactional communication. An example of this occurs if you are asked, “What time is it?,” and, instead of giving the time, you respond with, “What are you asking me for?” In this scenario, the question is informational, but the response is emotional. Communicating on an informational level helps to eliminate judgmentalism.

Mr. Ames also addressed the need to practice positive reinforcement. Everyone likes to produce behaviors that reinforce positive rewards and to stay away from behaviors that bring negative consequences. If someone is trying to do something nice and the other party complains, then whoever did the action was not rewarded and would not likely do that action again. This key gets to the matter of encouragement. 

“Share your life,” Mr. Ames said. We need to share some of our activities and thoughts with others to deepen our relationships with them. Sometimes we are so busy with life that this step gets ignored, but following it enhances the interpersonal relationship between us and other people. Mr. Ames also mentioned that there is an approach called accurate empathy, with which you are able to discern another person’s view of the world as if it were your own. 

Another aspect of this is called non-possessive warmth. This is a demonstration of unconditional positive regard, involving caring about another person without imposing conditions on them. Mr. Ames tied this in with Philippians 2:3.Mr. Ames admonished us to use these keys to improve our interpersonal communication, reminding us to “love your neighbor as yourself” (Mark 12:29–31).

Forum Summary: Dealing with Distractions

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Author: Ryan Price | Student, Living Education – Charlotte, 2021-22

Estimated Reading Time: 3 min.

For his recent Forum message, Mr. Bob Rodzaj talked about distractions.

He explained that “one of the greatest difficulties facing many of us today are distractions of all sorts.” Mr. Rodzaj broke this difficulty down into three challenges we must overcome.

The First Challenge: Ourselves

As Mr. Rodzaj illustrated, Romans 8:7 shows us that our very human nature strives against what God wants us to do. Our Father wants us to be productive in doing His Work, but effort is not always fun. And fun is something we crave; we can’t seem to get enough of it. 

However, we can overcome our human nature and exercise self-control through the power of the Holy Spirit. Through the Spirit, we can “put to death the deeds of the body, [and] live” (Romans 8:13).

The Second Challenge: The Adversary

Satan, our adversary, does everything in his power to distract us from what we should be doing. Mr. Rodzaj showed the students through Ephesians 2:2 that Satan’s influence floods the world with distractions, negativity, and insubordination. 1 Peter 5:8 describes Satan as a “roaring lion, seeking whom he may devour.” 

The word “devour” is synonymous with “consume.” Satan uses distractions to consume our attention and energy. He wants us to foolishly associate sex, entertainment, status, possessions, and even food and drink with satisfaction and happiness. But we can ask God to strengthen us and eliminate any vulnerabilities we may have. As James 4:7 puts it, if we submit to God, we can resist the devil and he will flee from us.

The Third Challenge: The Distractions Themselves

To be distracted is a choice. We choose what we allow to distract us. With smartphones and social media, people can no longer settle their minds. These provide a constant influx of information, and it’s very easy to get overwhelmed. Multitasking has become the norm, yet it’s wreaking havoc on our attention spans. We’re training our brains to focus on many things at once, and as a result, we are losing our ability to focus on one thing at a time.

Mr. Rodzaj quoted from The Distracted Mind by neuroscientist Adam Gazzaley: “We act as if we are no longer interested in or able to stay idle and simply do nothing,” and “where we used to read, we now skim.” Mr. Rodzaj asked the students, “Could we be doing this with the Bible?”

When we are baptized, we make a commitment to God that we’ll let Christ live His life in us. This includes how we use our time. All our time should belong to God, as we only have so much time to use to fulfill God’s will and become like Him.

Mr. Rodzaj referenced Dr. Richard Swenson’s book Margin, which explains that setting limits in life—learning to say no, turning off the television, selecting which activities we give time to, focusing on getting the right things done, and taking time to assess our decisions before we make them—will help us keep focused.We must simplify our lives until we can see clearly what we are doing with our time. Mr. Rodzaj asked the students how far they were willing to go to resist and reject distractions as prescribed in Matthew 5:29-30. Ultimately, every word of God is about how we interact with our Creator, each other, and creation. And while distractions can ruin our relationships, we can overcome these challenges by exercising the power to choose how we spend our time and by relying on God to provide the help we need.

Assembly Summary: CAD – A Story in Stats

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Author: Yolanda Watt | Student, Living Education – Charlotte, 2021-22

Estimated Reading Time: 3 min.

Mr. Rod McNair opened his recent lecture by stating the mission of the Church Administration Department (CAD), which is to oversee the ministry—which, in turn, oversees the congregations around the world.

In John 21:15–17, Peter was given a directive to feed and oversee the flock, and CAD takes this very seriously, working hard to provide coordination, communication, and administrative support to the ministry. 

Mr. McNair mentioned that in Noah’s day, he had no coworker to help him with the Work. The Church talks about statistics because, with them, we can compare the growth and see the fruits of our efforts. Imagine if, year after year, while the Gospel was being preached, no one responded to the message—this was what it was like for Noah, who still remained faithful to God.

Mr. McNair gave some statistics regarding Tomorrow’s World Presentations (TWPs) and the brethren around the world.

Tomorrow’s World Presentations

  • There have been a total of 30,905 TWP attendees from 2006 to the present. TWPs are a campaign that started during the Worldwide Church of God, but in 2006, pastors became more heavily involved in making them more localized. 
  • On average, two percent of those invited to TWPs within the United States actually attend them—in other words, out of every 100 people who are invited to a TWP, 98 of them will not attend.
  • On average, 4.2 percent of those invited to a TWP outside the U.S. will attend.

The topics that TWP attendees want to hear about the most are:

  1. Prophecy, including topics such as “the rapture,” heaven and hell, and life after death. Information on prophecy has been requested about 50 percent of the time.
  2. Holy Days—it is surprising to see how much people want to hear about this topic. Information on the Holy Days has been requested about 30 percent of the time.
  3. Holidays
  4. The Sabbath
  5. The Ten Commandments
  6. The Holy Spirit
  7. Marriage, Divorce, and Remarriage
  8. Baptism and Repentance

When planning for TWPs, CAD begins working at least eight weeks ahead, since they have to print out brochures and have them mailed out to those on the list of subscribers in a given city. There have been 1,265 TWPs since 2006. Mr. McNair showed the students a map of the U.S. that highlights the areas where we commonly have TWPs, mentioning that we have a lot of work to do.

General Church Statistics

  • There are 417 congregations in the Living Church of God worldwide.
  • LCG has 2,600 prospective members who are seventeen years old or younger.
  • There have been 6,200 baptisms since 1991. This shows that the Work is still being done.
  • LCG has 5,598 members, prospective members, and children in the U.S., and it has 6,458 members, prospective members, and children in 92 other countries.
  • There are 99 scattered brethren around the world who do not have a congregation in their country.
  • An estimated 60,000 people contact LCG’s Personal Correspondence Department with questions in the last fifteen to sixteen years.

Mr. McNair concluded his lecture with Matthew 24:45–51, reiterating that our job is to do the Work; God is the one who brings the harvest, and we need to work in the field.

Forum Summary: 10 Practical Financial Principles

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Author: Ryan Price | Student, Living Education – Charlotte, 2021-22

Estimated Reading Time: 4 min.

Mr. Josh Lyons, a minister in LCG and former Living University student, brought to the Living Education students’ attention that the Bible has many verses related to finance and wealth, and that it gives us foundational financial principles of being balanced, being generous, and tithing.

But he wanted to focus on some other practical tips for this week’s forum, so he provided the students with ten financial principles he hoped would help them in life. He began by splitting these principles into three broad categories.

Small, Practical Tips

Principle 1: Have at least $1,000 in your emergency fund.

In life, there will come days when you have no choice but to spend $500 or $1,000—your car could break down, you could sustain an injury, your house could need repair, etc. It’s best to always be prepared for these situations with at least $1,000 in reserve.

Principle 2: Intentionally build and maintain a good credit score.

The FICO credit score ranges from 350 to 850. The closer your score is to 850, the better your credit is. When you have good credit, you can get better loans more easily, with better terms and better credit cards. 

The five main aspects to your credit score are paying your bills on time, how much debt you are in, the length of your credit history, the type of debt you accrue, and recent inquiries into your credit. A good practice for young people is to get a credit card and spend just a little with it, paying it off at the end of each month to start building your credit score early.

Principle 3: Buy things used

A brand-new car will decrease in value as soon as you drive it out of the dealership. For many, buying used cars is a better option. This applies to furniture and appliances, too.

Principle 4: Keep a personal balance sheet

A balance sheet is a snapshot of everything you own and everything you owe, your assets and liabilities. This is a useful tool in figuring out your financial status, both in the present and in the future.

Avoiding Financial Traps

Principle 5: Avoid credit-card debt

Two big reasons that it is very important to pay off your credit card at the end of each month are that credit cards can make us feel like we have money that we really don’t have, and that the interest for late payments can be as high as twenty percent. If you don’t pay your credit card balance on time, you’ll likely end up paying way more in interest than the original purchase was worth.

Principle 6: Avoid investing in something you don’t understand

This is a simple principle: You need to be sure to do your research on something before you invest. Don’t buy into the hype. Practicing discernment and acquiring knowledge is essential to successful investing.

Principle 7: Never gamble

This is common sense, but some do fall into this trap. Gambling on sports, as Mr. Lyons has noticed, seems to be on the rise. It’s very easy to do, but we must be careful to avoid it, as it can be very addictive.

The Big Principles

Principle 8: Make sure your biggest financial decisions are good ones

One of these big decisions can be buying a car—you need to do your research to make sure your car won’t have problems down the road. A good car can last for years. This principle especially applies to buying a house, which could be the biggest financial decision of your life. 

Principle 9: Choose a good career

Choosing a career path, depending upon the career, can cost you a lot of time and money. So, make sure that the career you choose will pay you back. It’s wise to pick an industry that has a demand for workers and to consider how well your degree, trade, or certificate will financially benefit you. Choosing a career can be one of the biggest decisions you’ll make and will have a significant financial impact on your life—so, be sure you know what you’re getting into.

Principle 10: Always spend less than you make

This is another very simple principle, but, as with many things, it is easier said than done. However, if you live within your means, you will accumulate wealth over time that can be used as a tool to provide for and protect your family, and to help others in times of need.

Mr. Lyons hoped the Living Education students found his message helpful and reminded them that living by these principles will lead to prosperous financial stability in their lives.

Assembly Summary: The Blessings of Marriage

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Author: Yolanda Watt | Student, Living Education – Charlotte, 2021-22

Estimated Reading Time: 3 min.

Mr. Wallace Smith focused his recent assembly message on the topic of marriage.

When we think about marriage, we sometimes think about the world’s approach to marriage versus the way it is approached in the Bible. From Mr. Smith’s perspective, we tend to look at marriage in terms of how great it is to avoid the negative things that are happening in the world, but we don’t focus on how wonderful marriage is, in and of itself. 

When God created marriage, He created it to anchor the family. Mr. Smith stressed the point that even though God can work with different types of families, such as single-parent families, we must be mindful that families without both a husband and a wife have a challenge to overcome. 

Six Blessings of Marriage

Mr. Smith explained to us that God designed sex to be within the confines of marriage. He used Proverbs 30:18–19 to show that God designed men and women to be attracted to each other. We must, however, be sure that we are not just going along with the world’s painting of what sex is, but instead recognizing that sex, when in marriage, is a uniquely wonderful thing.

Commitment within marriage is another blessing, and as Mr. Smith put it, “none of us gets out of it alive.” He emphasized that it is a tremendous blessing to know that there is someone in your life who is extremely committed to you. The world has the philosophy that your feelings are the truth, but the truth is that feelings are fickle and not enough to carry a relationship through. Marriage is based on commitment.

Marriage also brings companionship that is different from mere friendship. Mr. Smith turned to Malachi 2:13–14 to highlight that it is talking about someone who has been with you on the same journey through life. He stressed that companionship is something that happens over time; you are shaped into the right companion for your spouse, and vice versa. Your companion is that one person who knows things about you that no one else knows.

Vulnerability in marriage is also a blessing. Mr. Smith reminded us that your spouse is with you all the time; you cannot keep up appearances with that person. Your spouse sees you in different environments—both on your good days and on your bad.

God is planning His Family, and He gives us children to teach us. Mr. Smith said that with children you learn to give, especially when they are not giving to you.

Finally, Mr. Smith spoke about how marriage gives us fulfillment of our design. God designed marriage and helped Adam to realize that he was initially missing something; it was not until God created both man and woman that He stated that His creation was “very good.” Our gender roles are revealed in marriage, and fulfilling these roles helps us to grow.